Assess any company in one click with URBA360

URBA, Universal Risk Business Assessment, is our new generation business information tool. By using its colour coded wheel you will explore all the datas you need to know about and get a … 360° view on any company.

Get access to unique data and actionable insights from a world’s leading credit insurer. We combine accurate and detailed information with the opinion of our credit risk experts on more than 195 million companies worldwide, so you can assess and monitor your customers, suppliers and business partners.

Commercial intelligence or business intelligence refers to the gathering, analysis, and application of information and data related to business and commercial activities. It involves collecting and interpreting information about markets, industries, competitors, customers, and various external factors to make informed business decisions. 

Commercial intelligence is a crucial component of strategic planning and helps you and your organisation gain a competitive advantage in the marketplace.

The criteria for granting or refusing payment terms, such as credit or financing, can vary depending on the lender and the specific circumstances involved. However, some common business analytics that you should consider when running a risk analysis and making these decisions are:

1. Creditworthiness: Assess the customer's ability to repay based on financial history, income, and assets.
2. Credit Score for risk assessment: Higher scores may lead to better terms.
3. Financial Statements: Review income statements, balance sheets, and cash flows for financial stability.
4. Payment History: Check past payment behaviour for insights.
5. Market Conditions: Consider industry and market conditions
6. Loan Amount: Larger loans may have stricter requirements.
7. Relationship: Past successful transactions or customer history can influence decisions.

URBA360 is a powerful tool for risk analysis, providing businesses with valuable insights into potential clients and partners. It offers in-depth financial data, credit risk assessments, and comprehensive business information, all of which are essential components of risk analysis. With URBA360, you can confidently evaluate the creditworthiness and financial health of entities you plan to engage with, enabling you to make informed decisions and minimise financial risks in your business relationships.

URBA360 is designed to streamline and simplify the risk analysis process for businesses. The URBA360 wheel shows you the risk situation of a company at a glance across 5 key areas. Through advanced data analysis and modeling, URBA360 helps businesses make sense of complex information.

URBA360 is your gateway to comprehensive company insights and commercial intelligence. Our online tool offers a wealth of data and analysis that enable businesses to gain a deeper understanding of the companies they are dealing with.

URBA360 harnesses the power of business analytics to deliver actionable insights. With access to our extensive database and advanced analytical tools, you can quickly and effectively assess the  credit risk of potential clients or partners.